Bellevue vs Lexington
Cost of Living Comparison · 2026
Bellevue
Lexington
The Verdict
Living in Lexington costs 69.9% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $44,146 in Lexington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $44,146 in Lexington.
Conversely, $75,000 in Lexington equals $127,419 in Bellevue.
Living in Bellevue vs Lexington
Housing Costs
Bellevue's housing index of 249 is higher Lexington's 82, translating to median home prices of $1.3M vs $245,000. The $1.1M difference in home prices means roughly $68,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,200/mo in Lexington, a monthly difference of $1,325.
Grocery & Food Costs
Grocery expenses index at 111 in Bellevue and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $456/month in Lexington. Lexington offers a meaningful advantage on everyday food costs, saving roughly $852/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 91 in Lexington. Monthly utility bills average approximately $400 in Bellevue vs $364 in Lexington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 120 in Bellevue and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $169,200 in Bellevue and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $59,837 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,298/month in Lexington. In Bellevue, median rent of $2,525/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 167 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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