Bellevue vs Hillsboro
Cost of Living Comparison · 2026
Bellevue
Hillsboro
The Verdict
The cost gap between these cities is 23.4%, with Hillsboro being the more affordable option. A $75,000 income in Bellevue has equivalent purchasing power to $60,759 in Hillsboro.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $60,759 in Hillsboro.
Conversely, $75,000 in Hillsboro equals $92,578 in Bellevue.
Living in Bellevue vs Hillsboro
Housing Costs
Bellevue's housing index of 249 is higher Hillsboro's 175, translating to median home prices of $1.3M vs $533,000. The $768,000 difference in home prices means roughly $49,920 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,725/mo in Hillsboro, a monthly difference of $800.
Grocery & Food Costs
Grocery expenses index at 111 in Bellevue and 108 in Hillsboro. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $513/month in Hillsboro. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 96 in Hillsboro. Monthly utility bills average approximately $400 in Bellevue vs $384 in Hillsboro. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 120 in Bellevue and 103 in Hillsboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $169,200 in Bellevue and $106,700 in Hillsboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $83,359 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $2,490/month in Hillsboro. In Bellevue, median rent of $2,525/mo fits within this budget. In Hillsboro, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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