Bellevue vs Frisco
Cost of Living Comparison · 2026
Bellevue
Frisco
The Verdict
Living in Frisco costs 37.4% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $54,589 in Frisco.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $54,589 in Frisco.
Conversely, $75,000 in Frisco equals $103,043 in Bellevue.
Living in Bellevue vs Frisco
Housing Costs
Bellevue's housing index of 249 is higher Frisco's 142, translating to median home prices of $1.3M vs $500,000. The $801,000 difference in home prices means roughly $52,068 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $1,900/mo in Frisco, a monthly difference of $625.
Grocery & Food Costs
Grocery expenses index at 111 in Bellevue and 99 in Frisco. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $470/month in Frisco. Frisco offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 99 in Frisco. Monthly utility bills average approximately $400 in Bellevue vs $396 in Frisco. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 120 in Bellevue and 100 in Frisco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $169,200 in Bellevue and $126,048 in Frisco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $109,607 respectively. Frisco residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $2,941/month in Frisco. In Bellevue, median rent of $2,525/mo fits within this budget. In Frisco, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 107 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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