Bellevue vs Fort Wayne
Cost of Living Comparison · 2026
Bellevue
Fort Wayne
The Verdict
The cost gap between these cities is 92.7%, with Fort Wayne being the more affordable option. A $75,000 income in Bellevue has equivalent purchasing power to $38,924 in Fort Wayne.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Bellevue has the same purchasing power as $38,924 in Fort Wayne.
Conversely, $75,000 in Fort Wayne equals $144,512 in Bellevue.
Living in Bellevue vs Fort Wayne
Housing Costs
Bellevue's housing index of 249 is higher Fort Wayne's 57, translating to median home prices of $1.3M vs $195,000. The $1.1M difference in home prices means roughly $71,892 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $950/mo in Fort Wayne, a monthly difference of $1,575.
Grocery & Food Costs
Grocery expenses index at 111 in Bellevue and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $470/month in Fort Wayne. Fort Wayne offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 93 in Fort Wayne. Monthly utility bills average approximately $400 in Bellevue vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 120 in Bellevue and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $169,200 in Bellevue and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $66,585 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,274/month in Fort Wayne. In Bellevue, median rent of $2,525/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 192 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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