Bellevue vs Concord

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $69,778 in Concord.

Conversely, $75,000 in Concord equals $80,612 in Bellevue.

Living in Bellevue vs Concord

Housing Costs

Bellevue's housing index of 249 is higher Concord's 210, translating to median home prices of $1.3M vs $680,000. The $621,000 difference in home prices means roughly $40,368 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $2,350/mo in Concord, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 112 in Concord. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $532/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 147 in Concord. Monthly utility bills average approximately $400 in Bellevue vs $588 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 120 in Bellevue and 121 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $109,000 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $74,150 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $2,543/month in Concord. In Bellevue, median rent of $2,525/mo fits within this budget. In Concord, median rent of $2,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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