City Comparison

Bellevue vs Charleston

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Charleston

West Virginia
85
Very Affordable
$135,000
Median Home
$850/mo
Median Rent
$42,034
Median Income

The Verdict

85.9%

Living in Charleston costs 85.9% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $40,348 in Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
62
Charleston
Groceries
111
Bellevue
97
Charleston
Utilities
100
Bellevue
92
Charleston
Transportation
134
Bellevue
97
Charleston
Healthcare
120
Bellevue
91
Charleston

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $40,348 in Charleston.

Conversely, $75,000 in Charleston equals $139,412 in Bellevue.

Living in Bellevue vs Charleston

Housing Costs

Bellevue's housing index of 249 is higher Charleston's 62, translating to median home prices of $1.3M vs $135,000. The $1.2M difference in home prices means roughly $75,792 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $850/mo in Charleston, a monthly difference of $1,675.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 97 in Charleston. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $461/month in Charleston. Charleston offers a meaningful advantage on everyday food costs, saving roughly $792/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 92 in Charleston. Monthly utility bills average approximately $400 in Bellevue vs $368 in Charleston. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 91 in Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $42,034 in Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $49,452 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $981/month in Charleston. In Bellevue, median rent of $2,525/mo fits within this budget. In Charleston, median rent of $850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 187 index points — focus your budget analysis there.

Frequently Asked Questions

Charleston is 85.9% more affordable overall with an index of 85 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $40,348 in Charleston, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Charleston's is 62 with median homes at $135,000.

Moving & Relocation Resources

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