City Comparison

Bellevue vs Cedar Rapids

Cost of Living Comparison · 2026

Bellevue

Washington
158
Very Expensive
$1.3M
Median Home
$2,525/mo
Median Rent
$169,200
Median Income

Cedar Rapids

Iowa
82
Very Affordable
$195,000
Median Home
$925/mo
Median Rent
$70,400
Median Income

The Verdict

92.7%

Living in Cedar Rapids costs 92.7% less than Bellevue. To match the purchasing power of a $75,000 salary in Bellevue, you would need $38,924 in Cedar Rapids.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Bellevue
65
Cedar Rapids
Groceries
111
Bellevue
99
Cedar Rapids
Utilities
100
Bellevue
95
Cedar Rapids
Transportation
134
Bellevue
92
Cedar Rapids
Healthcare
120
Bellevue
102
Cedar Rapids

Salary Equivalence

A $75,000 salary in Bellevue has the same purchasing power as $38,924 in Cedar Rapids.

Conversely, $75,000 in Cedar Rapids equals $144,512 in Bellevue.

Living in Bellevue vs Cedar Rapids

Housing Costs

Bellevue's housing index of 249 is higher Cedar Rapids's 65, translating to median home prices of $1.3M vs $195,000. The $1.1M difference in home prices means roughly $71,892 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,525/mo in Bellevue compared to $925/mo in Cedar Rapids, a monthly difference of $1,600.

Grocery & Food Costs

Grocery expenses index at 111 in Bellevue and 99 in Cedar Rapids. A household spending the national average of $475/month on groceries would pay approximately $527/month in Bellevue vs $470/month in Cedar Rapids. Cedar Rapids offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 100 in Bellevue and 95 in Cedar Rapids. Monthly utility bills average approximately $400 in Bellevue vs $380 in Cedar Rapids. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 120 in Bellevue and 102 in Cedar Rapids. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $169,200 in Bellevue and $70,400 in Cedar Rapids. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $107,089 and $85,854 respectively. Bellevue residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,948/month to housing in Bellevue vs $1,643/month in Cedar Rapids. In Bellevue, median rent of $2,525/mo fits within this budget. In Cedar Rapids, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 184 index points — focus your budget analysis there.

Frequently Asked Questions

Cedar Rapids is 92.7% more affordable overall with an index of 82 vs 158.
A $75,000 salary in Bellevue has equivalent purchasing power to approximately $38,924 in Cedar Rapids, based on the cost of living difference.
Bellevue's housing index is 249 with median homes at $1.3M, while Cedar Rapids's is 65 with median homes at $195,000.

Moving & Relocation Resources

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