City Comparison

Beaumont vs Toronto

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Toronto

Canada
93
Below Average
$615,000
Median Home
$1,825/mo
Median Rent
$55,000
Median Income

The Verdict

16.1%

Beaumont is 16.1% less expensive than Toronto overall. A household earning $75,000 in Beaumont would need approximately $89,423 in Toronto to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
132
Toronto
Groceries
96
Beaumont
88
Toronto
Utilities
102
Beaumont
85
Toronto
Transportation
93
Beaumont
98
Toronto
Healthcare
104
Beaumont
72
Toronto

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $89,423 in Toronto.

Conversely, $75,000 in Toronto equals $62,903 in Beaumont.

Living in Beaumont vs Toronto

Housing Costs

Beaumont's housing index of 81 is lower Toronto's 132, translating to median home prices of $166,000 vs $615,000. The $449,000 difference in home prices means roughly $29,184 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,825/mo in Toronto, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 88 in Toronto. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $418/month in Toronto. Toronto offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 85 in Toronto. Monthly utility bills average approximately $408 in Beaumont vs $340 in Toronto. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Beaumont and 72 in Toronto. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $55,000 in Toronto. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $59,140 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,283/month in Toronto. In Beaumont, median rent of $1,000/mo fits within this budget. In Toronto, median rent of $1,825/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 16.1% more affordable overall with an index of 78 vs 93.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $89,423 in Toronto, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Toronto's is 132 with median homes at $615,000.

Moving & Relocation Resources

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