City Comparison

Beaumont vs St. Paul

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

22.0%

Living in Beaumont costs 22.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Beaumont, you would need $96,154 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
98
St. Paul
Groceries
96
Beaumont
103
St. Paul
Utilities
102
Beaumont
97
St. Paul
Transportation
93
Beaumont
108
St. Paul
Healthcare
104
Beaumont
105
St. Paul

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $96,154 in St. Paul.

Conversely, $75,000 in St. Paul equals $58,500 in Beaumont.

Living in Beaumont vs St. Paul

Housing Costs

Beaumont's housing index of 81 is lower St. Paul's 98, translating to median home prices of $166,000 vs $260,000. The $94,000 difference in home prices means roughly $6,108 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,300/mo in St. Paul, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $489/month in St. Paul. Beaumont offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 97 in St. Paul. Monthly utility bills average approximately $408 in Beaumont vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $57,718 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,347/month in St. Paul. In Beaumont, median rent of $1,000/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 22.0% more affordable overall with an index of 78 vs 100.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $96,154 in St. Paul, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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