City Comparison

Beaumont vs South Bend

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

2.5%

Beaumont is 2.5% less expensive than South Bend overall. A household earning $75,000 in Beaumont would need approximately $76,923 in South Bend to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
50
South Bend
Groceries
96
Beaumont
97
South Bend
Utilities
102
Beaumont
94
South Bend
Transportation
93
Beaumont
102
South Bend
Healthcare
104
Beaumont
88
South Bend

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $76,923 in South Bend.

Conversely, $75,000 in South Bend equals $73,125 in Beaumont.

Living in Beaumont vs South Bend

Housing Costs

Beaumont's housing index of 81 is higher South Bend's 50, translating to median home prices of $166,000 vs $173,000. The $7,000 difference in home prices means roughly $456 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $900/mo in South Bend, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 94 in South Bend. Monthly utility bills average approximately $408 in Beaumont vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $60,250 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,125/month in South Bend. In Beaumont, median rent of $1,000/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 2.5% more affordable overall with an index of 78 vs 80.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $76,923 in South Bend, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases