City Comparison

Beaumont vs Pensacola

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Pensacola

Florida
89
Below Average
$314,000
Median Home
$1,350/mo
Median Rent
$63,200
Median Income

The Verdict

12.4%

Beaumont is 12.4% less expensive than Pensacola overall. A household earning $75,000 in Beaumont would need approximately $85,577 in Pensacola to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
80
Pensacola
Groceries
96
Beaumont
101
Pensacola
Utilities
102
Beaumont
94
Pensacola
Transportation
93
Beaumont
98
Pensacola
Healthcare
104
Beaumont
100
Pensacola

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $85,577 in Pensacola.

Conversely, $75,000 in Pensacola equals $65,730 in Beaumont.

Living in Beaumont vs Pensacola

Housing Costs

Beaumont's housing index of 81 is higher Pensacola's 80, translating to median home prices of $166,000 vs $314,000. The $148,000 difference in home prices means roughly $9,624 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,350/mo in Pensacola, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 101 in Pensacola. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $480/month in Pensacola. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 94 in Pensacola. Monthly utility bills average approximately $408 in Beaumont vs $376 in Pensacola. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 100 in Pensacola. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $63,200 in Pensacola. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $71,011 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,475/month in Pensacola. In Beaumont, median rent of $1,000/mo fits within this budget. In Pensacola, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 12.4% more affordable overall with an index of 78 vs 89.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $85,577 in Pensacola, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Pensacola's is 80 with median homes at $314,000.

Moving & Relocation Resources

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