City Comparison

Beaumont vs Oxnard

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Oxnard

California
154
Very Expensive
$653,000
Median Home
$1,925/mo
Median Rent
$96,200
Median Income

The Verdict

49.4%

Living in Beaumont costs 49.4% less than Oxnard. To match the purchasing power of a $75,000 salary in Beaumont, you would need $148,077 in Oxnard.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
253
Oxnard
Groceries
96
Beaumont
112
Oxnard
Utilities
102
Beaumont
107
Oxnard
Transportation
93
Beaumont
135
Oxnard
Healthcare
104
Beaumont
113
Oxnard

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $148,077 in Oxnard.

Conversely, $75,000 in Oxnard equals $37,987 in Beaumont.

Living in Beaumont vs Oxnard

Housing Costs

Beaumont's housing index of 81 is lower Oxnard's 253, translating to median home prices of $166,000 vs $653,000. The $487,000 difference in home prices means roughly $31,656 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,925/mo in Oxnard, a monthly difference of $925.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $532/month in Oxnard. Beaumont offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 107 in Oxnard. Monthly utility bills average approximately $408 in Beaumont vs $428 in Oxnard. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $62,468 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $2,245/month in Oxnard. In Beaumont, median rent of $1,000/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 172 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 49.4% more affordable overall with an index of 78 vs 154.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $148,077 in Oxnard, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Oxnard's is 253 with median homes at $653,000.

Moving & Relocation Resources

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