City Comparison

Beaumont vs Montgomery

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

1.3%

Beaumont is 1.3% less expensive than Montgomery overall. A household earning $75,000 in Beaumont would need approximately $75,962 in Montgomery to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
49
Montgomery
Groceries
96
Beaumont
99
Montgomery
Utilities
102
Beaumont
115
Montgomery
Transportation
93
Beaumont
92
Montgomery
Healthcare
104
Beaumont
78
Montgomery

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $75,962 in Montgomery.

Conversely, $75,000 in Montgomery equals $74,051 in Beaumont.

Living in Beaumont vs Montgomery

Housing Costs

Beaumont's housing index of 81 is higher Montgomery's 49, translating to median home prices of $166,000 vs $162,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,000/mo in Montgomery, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 115 in Montgomery. Monthly utility bills average approximately $408 in Beaumont vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Beaumont and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $71,899 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,325/month in Montgomery. In Beaumont, median rent of $1,000/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 1.3% more affordable overall with an index of 78 vs 79.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $75,962 in Montgomery, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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