Beaumont vs Memphis
Cost of Living Comparison · 2026
Beaumont
Memphis
The Verdict
Living in Beaumont costs 7.1% less than Memphis. To match the purchasing power of a $75,000 salary in Beaumont, you would need $80,769 in Memphis.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Beaumont has the same purchasing power as $80,769 in Memphis.
Conversely, $75,000 in Memphis equals $69,643 in Beaumont.
Living in Beaumont vs Memphis
Housing Costs
Beaumont's housing index of 81 is higher Memphis's 63, translating to median home prices of $166,000 vs $155,000. The $11,000 difference in home prices means roughly $720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,000/mo in Memphis, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 96 in Beaumont and 93 in Memphis. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $442/month in Memphis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 88 in Memphis. Monthly utility bills average approximately $408 in Beaumont vs $352 in Memphis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 104 in Beaumont and 92 in Memphis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $57,000 in Beaumont and $41,228 in Memphis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $49,081 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $962/month in Memphis. In Beaumont, median rent of $1,000/mo fits within this budget. In Memphis, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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