City Comparison

Beaumont vs McKinney

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

McKinney

Texas
112
Above Average
$472,000
Median Home
$1,900/mo
Median Rent
$124,200
Median Income

The Verdict

30.4%

Living in Beaumont costs 30.4% less than McKinney. To match the purchasing power of a $75,000 salary in Beaumont, you would need $107,692 in McKinney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
140
McKinney
Groceries
96
Beaumont
97
McKinney
Utilities
102
Beaumont
113
McKinney
Transportation
93
Beaumont
85
McKinney
Healthcare
104
Beaumont
129
McKinney

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $107,692 in McKinney.

Conversely, $75,000 in McKinney equals $52,232 in Beaumont.

Living in Beaumont vs McKinney

Housing Costs

Beaumont's housing index of 81 is lower McKinney's 140, translating to median home prices of $166,000 vs $472,000. The $306,000 difference in home prices means roughly $19,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,900/mo in McKinney, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 97 in McKinney. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $461/month in McKinney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 113 in McKinney. Monthly utility bills average approximately $408 in Beaumont vs $452 in McKinney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Beaumont and 129 in McKinney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $124,200 in McKinney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $110,893 respectively. McKinney residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $2,898/month in McKinney. In Beaumont, median rent of $1,000/mo fits within this budget. In McKinney, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 30.4% more affordable overall with an index of 78 vs 112.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $107,692 in McKinney, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while McKinney's is 140 with median homes at $472,000.

Moving & Relocation Resources

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