City Comparison

Beaumont vs Louisville

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Louisville

Kentucky
91
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$52,238
Median Income

The Verdict

14.3%

The cost gap between these cities is 14.3%, with Beaumont being the more affordable option. A $75,000 income in Beaumont has equivalent purchasing power to $87,500 in Louisville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
77
Louisville
Groceries
96
Beaumont
96
Louisville
Utilities
102
Beaumont
91
Louisville
Transportation
93
Beaumont
100
Louisville
Healthcare
104
Beaumont
93
Louisville

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $87,500 in Louisville.

Conversely, $75,000 in Louisville equals $64,286 in Beaumont.

Living in Beaumont vs Louisville

Housing Costs

Beaumont's housing index of 81 is higher Louisville's 77, translating to median home prices of $166,000 vs $210,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,100/mo in Louisville, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 96 in Louisville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $456/month in Louisville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 91 in Louisville. Monthly utility bills average approximately $408 in Beaumont vs $364 in Louisville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Beaumont and 93 in Louisville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $52,238 in Louisville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $57,404 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,219/month in Louisville. In Beaumont, median rent of $1,000/mo fits within this budget. In Louisville, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 14.3% more affordable overall with an index of 78 vs 91.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $87,500 in Louisville, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Louisville's is 77 with median homes at $210,000.

Moving & Relocation Resources

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