City Comparison

Beaumont vs Lafayette

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Lafayette

Louisiana
90
Below Average
$214,000
Median Home
$1,100/mo
Median Rent
$61,900
Median Income

The Verdict

13.3%

Living in Beaumont costs 13.3% less than Lafayette. To match the purchasing power of a $75,000 salary in Beaumont, you would need $86,538 in Lafayette.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
73
Lafayette
Groceries
96
Beaumont
96
Lafayette
Utilities
102
Beaumont
97
Lafayette
Transportation
93
Beaumont
96
Lafayette
Healthcare
104
Beaumont
80
Lafayette

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $86,538 in Lafayette.

Conversely, $75,000 in Lafayette equals $65,000 in Beaumont.

Living in Beaumont vs Lafayette

Housing Costs

Beaumont's housing index of 81 is higher Lafayette's 73, translating to median home prices of $166,000 vs $214,000. The $48,000 difference in home prices means roughly $3,120 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,100/mo in Lafayette, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 96 in Lafayette. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $456/month in Lafayette. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 97 in Lafayette. Monthly utility bills average approximately $408 in Beaumont vs $388 in Lafayette. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 80 in Lafayette. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $61,900 in Lafayette. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $68,778 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,444/month in Lafayette. In Beaumont, median rent of $1,000/mo fits within this budget. In Lafayette, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 13.3% more affordable overall with an index of 78 vs 90.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $86,538 in Lafayette, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Lafayette's is 73 with median homes at $214,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases