City Comparison

Beaumont vs Franklin

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Franklin

Tennessee
139
Expensive
$750,000
Median Home
$1,850/mo
Median Rent
$118,200
Median Income

The Verdict

43.9%

Living in Beaumont costs 43.9% less than Franklin. To match the purchasing power of a $75,000 salary in Beaumont, you would need $133,654 in Franklin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
230
Franklin
Groceries
96
Beaumont
100
Franklin
Utilities
102
Beaumont
97
Franklin
Transportation
93
Beaumont
90
Franklin
Healthcare
104
Beaumont
91
Franklin

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $133,654 in Franklin.

Conversely, $75,000 in Franklin equals $42,086 in Beaumont.

Living in Beaumont vs Franklin

Housing Costs

Beaumont's housing index of 81 is lower Franklin's 230, translating to median home prices of $166,000 vs $750,000. The $584,000 difference in home prices means roughly $37,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,850/mo in Franklin, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 100 in Franklin. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $475/month in Franklin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 97 in Franklin. Monthly utility bills average approximately $408 in Beaumont vs $388 in Franklin. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 91 in Franklin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $118,200 in Franklin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $85,036 respectively. Franklin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $2,758/month in Franklin. In Beaumont, median rent of $1,000/mo fits within this budget. In Franklin, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 149 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 43.9% more affordable overall with an index of 78 vs 139.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $133,654 in Franklin, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Franklin's is 230 with median homes at $750,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases