City Comparison

Beaumont vs Clearwater

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Clearwater

Florida
103
Average
$385,000
Median Home
$1,625/mo
Median Rent
$66,400
Median Income

The Verdict

24.3%

Living in Beaumont costs 24.3% less than Clearwater. To match the purchasing power of a $75,000 salary in Beaumont, you would need $99,038 in Clearwater.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
115
Clearwater
Groceries
96
Beaumont
102
Clearwater
Utilities
102
Beaumont
101
Clearwater
Transportation
93
Beaumont
100
Clearwater
Healthcare
104
Beaumont
92
Clearwater

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $99,038 in Clearwater.

Conversely, $75,000 in Clearwater equals $56,796 in Beaumont.

Living in Beaumont vs Clearwater

Housing Costs

Beaumont's housing index of 81 is lower Clearwater's 115, translating to median home prices of $166,000 vs $385,000. The $219,000 difference in home prices means roughly $14,232 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,625/mo in Clearwater, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 102 in Clearwater. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $485/month in Clearwater. Beaumont offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 101 in Clearwater. Monthly utility bills average approximately $408 in Beaumont vs $404 in Clearwater. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 92 in Clearwater. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $66,400 in Clearwater. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $64,466 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,549/month in Clearwater. In Beaumont, median rent of $1,000/mo fits within this budget. In Clearwater, median rent of $1,625/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 34 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 24.3% more affordable overall with an index of 78 vs 103.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $99,038 in Clearwater, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Clearwater's is 115 with median homes at $385,000.

Moving & Relocation Resources

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