City Comparison

Beaumont vs Charlotte

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Charlotte

North Carolina
100
Average
$330,000
Median Home
$1,500/mo
Median Rent
$62,308
Median Income

The Verdict

22.0%

The cost gap between these cities is 22.0%, with Beaumont being the more affordable option. A $75,000 income in Beaumont has equivalent purchasing power to $96,154 in Charlotte.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
99
Charlotte
Groceries
96
Beaumont
101
Charlotte
Utilities
102
Beaumont
95
Charlotte
Transportation
93
Beaumont
101
Charlotte
Healthcare
104
Beaumont
105
Charlotte

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $96,154 in Charlotte.

Conversely, $75,000 in Charlotte equals $58,500 in Beaumont.

Living in Beaumont vs Charlotte

Housing Costs

Beaumont's housing index of 81 is lower Charlotte's 99, translating to median home prices of $166,000 vs $330,000. The $164,000 difference in home prices means roughly $10,656 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,500/mo in Charlotte, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 101 in Charlotte. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $480/month in Charlotte. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 95 in Charlotte. Monthly utility bills average approximately $408 in Beaumont vs $380 in Charlotte. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 105 in Charlotte. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $62,308 in Charlotte. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $62,308 respectively. Beaumont residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,454/month in Charlotte. In Beaumont, median rent of $1,000/mo fits within this budget. In Charlotte, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 22.0% more affordable overall with an index of 78 vs 100.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $96,154 in Charlotte, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Charlotte's is 99 with median homes at $330,000.

Moving & Relocation Resources

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