City Comparison

Beaumont vs Champaign

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Champaign

Illinois
81
Very Affordable
$215,000
Median Home
$1,100/mo
Median Rent
$56,100
Median Income

The Verdict

3.7%

Living in Beaumont costs 3.7% less than Champaign. To match the purchasing power of a $75,000 salary in Beaumont, you would need $77,885 in Champaign.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
83
Champaign
Groceries
96
Beaumont
98
Champaign
Utilities
102
Beaumont
106
Champaign
Transportation
93
Beaumont
99
Champaign
Healthcare
104
Beaumont
90
Champaign

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $77,885 in Champaign.

Conversely, $75,000 in Champaign equals $72,222 in Beaumont.

Living in Beaumont vs Champaign

Housing Costs

Beaumont's housing index of 81 is lower Champaign's 83, translating to median home prices of $166,000 vs $215,000. The $49,000 difference in home prices means roughly $3,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,100/mo in Champaign, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 98 in Champaign. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $466/month in Champaign. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 106 in Champaign. Monthly utility bills average approximately $408 in Beaumont vs $424 in Champaign. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 90 in Champaign. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $56,100 in Champaign. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $69,259 respectively. Beaumont residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,309/month in Champaign. In Beaumont, median rent of $1,000/mo fits within this budget. In Champaign, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 3.7% more affordable overall with an index of 78 vs 81.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $77,885 in Champaign, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Champaign's is 83 with median homes at $215,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases