City Comparison

Beaumont vs Carmel

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Carmel

Indiana
106
Above Average
$478,000
Median Home
$1,700/mo
Median Rent
$141,500
Median Income

The Verdict

26.4%

Living in Beaumont costs 26.4% less than Carmel. To match the purchasing power of a $75,000 salary in Beaumont, you would need $101,923 in Carmel.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
134
Carmel
Groceries
96
Beaumont
100
Carmel
Utilities
102
Beaumont
97
Carmel
Transportation
93
Beaumont
97
Carmel
Healthcare
104
Beaumont
89
Carmel

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $101,923 in Carmel.

Conversely, $75,000 in Carmel equals $55,189 in Beaumont.

Living in Beaumont vs Carmel

Housing Costs

Beaumont's housing index of 81 is lower Carmel's 134, translating to median home prices of $166,000 vs $478,000. The $312,000 difference in home prices means roughly $20,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,700/mo in Carmel, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 100 in Carmel. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $475/month in Carmel. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 97 in Carmel. Monthly utility bills average approximately $408 in Beaumont vs $388 in Carmel. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 89 in Carmel. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $141,500 in Carmel. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $133,491 respectively. Carmel residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $3,302/month in Carmel. In Beaumont, median rent of $1,000/mo fits within this budget. In Carmel, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 26.4% more affordable overall with an index of 78 vs 106.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $101,923 in Carmel, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Carmel's is 134 with median homes at $478,000.

Moving & Relocation Resources

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