City Comparison

Beaumont vs Cape Coral

Cost of Living Comparison · 2026

Beaumont

Texas
78
Very Affordable
$166,000
Median Home
$1,000/mo
Median Rent
$57,000
Median Income

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

The Verdict

25.0%

Living in Beaumont costs 25.0% less than Cape Coral. To match the purchasing power of a $75,000 salary in Beaumont, you would need $100,000 in Cape Coral.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Beaumont
118
Cape Coral
Groceries
96
Beaumont
104
Cape Coral
Utilities
102
Beaumont
103
Cape Coral
Transportation
93
Beaumont
107
Cape Coral
Healthcare
104
Beaumont
111
Cape Coral

Salary Equivalence

A $75,000 salary in Beaumont has the same purchasing power as $100,000 in Cape Coral.

Conversely, $75,000 in Cape Coral equals $56,250 in Beaumont.

Living in Beaumont vs Cape Coral

Housing Costs

Beaumont's housing index of 81 is lower Cape Coral's 118, translating to median home prices of $166,000 vs $365,000. The $199,000 difference in home prices means roughly $12,936 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Beaumont compared to $1,700/mo in Cape Coral, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 96 in Beaumont and 104 in Cape Coral. A household spending the national average of $475/month on groceries would pay approximately $456/month in Beaumont vs $494/month in Cape Coral. Beaumont offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Beaumont and 103 in Cape Coral. Monthly utility bills average approximately $408 in Beaumont vs $412 in Cape Coral. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Beaumont and 111 in Cape Coral. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,000 in Beaumont and $78,100 in Cape Coral. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $73,077 and $75,096 respectively. Cape Coral residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,330/month to housing in Beaumont vs $1,822/month in Cape Coral. In Beaumont, median rent of $1,000/mo fits within this budget. In Cape Coral, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Beaumont is 25.0% more affordable overall with an index of 78 vs 104.
A $75,000 salary in Beaumont has equivalent purchasing power to approximately $100,000 in Cape Coral, based on the cost of living difference.
Beaumont's housing index is 81 with median homes at $166,000, while Cape Coral's is 118 with median homes at $365,000.

Moving & Relocation Resources

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