City Comparison

Barcelona vs Waco

Cost of Living Comparison · 2026

Barcelona

Spain
78
Very Affordable
$365,000
Median Home
$1,375/mo
Median Rent
$37,500
Median Income

Waco

Texas
83
Very Affordable
$230,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

6.0%

Living in Barcelona costs 6.0% less than Waco. To match the purchasing power of a $75,000 salary in Barcelona, you would need $79,808 in Waco.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Barcelona
63
Waco
Groceries
72
Barcelona
95
Waco
Utilities
82
Barcelona
97
Waco
Transportation
85
Barcelona
89
Waco
Healthcare
68
Barcelona
93
Waco

Salary Equivalence

A $75,000 salary in Barcelona has the same purchasing power as $79,808 in Waco.

Conversely, $75,000 in Waco equals $70,482 in Barcelona.

Living in Barcelona vs Waco

Housing Costs

Barcelona's housing index of 95 is higher Waco's 63, translating to median home prices of $365,000 vs $230,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,375/mo in Barcelona compared to $1,050/mo in Waco, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 72 in Barcelona and 95 in Waco. A household spending the national average of $475/month on groceries would pay approximately $342/month in Barcelona vs $451/month in Waco. Barcelona offers a meaningful advantage on everyday food costs, saving roughly $1308/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 82 in Barcelona and 97 in Waco. Monthly utility bills average approximately $328 in Barcelona vs $388 in Waco. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 68 in Barcelona and 93 in Waco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $37,500 in Barcelona and $49,500 in Waco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,077 and $59,639 respectively. Waco residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $875/month to housing in Barcelona vs $1,155/month in Waco. In Barcelona, median rent of $1,375/mo exceeds this threshold, suggesting renters may feel stretched. In Waco, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.

Frequently Asked Questions

Barcelona is 6.0% more affordable overall with an index of 78 vs 83.
A $75,000 salary in Barcelona has equivalent purchasing power to approximately $79,808 in Waco, based on the cost of living difference.
Barcelona's housing index is 95 with median homes at $365,000, while Waco's is 63 with median homes at $230,000.

Moving & Relocation Resources

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