City Comparison

Bangor vs Cambridge

Cost of Living Comparison · 2026

Bangor

Maine
86
Below Average
$235,000
Median Home
$1,000/mo
Median Rent
$52,500
Median Income

Cambridge

Massachusetts
178
Very Expensive
$890,000
Median Home
$3,100/mo
Median Rent
$103,154
Median Income

The Verdict

51.7%

Living in Bangor costs 51.7% less than Cambridge. To match the purchasing power of a $75,000 salary in Bangor, you would need $155,233 in Cambridge.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
83
Bangor
280
Cambridge
Groceries
104
Bangor
110
Cambridge
Utilities
108
Bangor
126
Cambridge
Transportation
111
Bangor
105
Cambridge
Healthcare
104
Bangor
118
Cambridge

Salary Equivalence

A $75,000 salary in Bangor has the same purchasing power as $155,233 in Cambridge.

Conversely, $75,000 in Cambridge equals $36,236 in Bangor.

Living in Bangor vs Cambridge

Housing Costs

Bangor's housing index of 83 is lower Cambridge's 280, translating to median home prices of $235,000 vs $890,000. The $655,000 difference in home prices means roughly $42,576 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Bangor compared to $3,100/mo in Cambridge, a monthly difference of $2,100.

Grocery & Food Costs

Grocery expenses index at 104 in Bangor and 110 in Cambridge. A household spending the national average of $475/month on groceries would pay approximately $494/month in Bangor vs $523/month in Cambridge. Bangor offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Bangor and 126 in Cambridge. Monthly utility bills average approximately $432 in Bangor vs $504 in Cambridge. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Bangor and 118 in Cambridge. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,500 in Bangor and $103,154 in Cambridge. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $61,047 and $57,952 respectively. Bangor residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,225/month to housing in Bangor vs $2,407/month in Cambridge. In Bangor, median rent of $1,000/mo fits within this budget. In Cambridge, median rent of $3,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 197 index points — focus your budget analysis there.

Frequently Asked Questions

Bangor is 51.7% more affordable overall with an index of 86 vs 178.
A $75,000 salary in Bangor has equivalent purchasing power to approximately $155,233 in Cambridge, based on the cost of living difference.
Bangor's housing index is 83 with median homes at $235,000, while Cambridge's is 280 with median homes at $890,000.

Moving & Relocation Resources

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