City Comparison

Baltimore vs Sioux City

Cost of Living Comparison · 2026

Baltimore

Maryland
106
Above Average
$200,000
Median Home
$1,300/mo
Median Rent
$52,164
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

23.3%

The cost gap between these cities is 23.3%, with Sioux City being the more affordable option. A $75,000 income in Baltimore has equivalent purchasing power to $60,849 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Baltimore
74
Sioux City
Groceries
103
Baltimore
97
Sioux City
Utilities
110
Baltimore
89
Sioux City
Transportation
106
Baltimore
92
Sioux City
Healthcare
101
Baltimore
101
Sioux City

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $60,849 in Sioux City.

Conversely, $75,000 in Sioux City equals $92,442 in Baltimore.

Living in Baltimore vs Sioux City

Housing Costs

Baltimore's housing index of 107 is higher Sioux City's 74, translating to median home prices of $200,000 vs $182,000. The $18,000 difference in home prices means roughly $1,176 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $875/mo in Sioux City, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 89 in Sioux City. Monthly utility bills average approximately $440 in Baltimore vs $356 in Sioux City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Baltimore and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,528/month in Sioux City. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 23.3% more affordable overall with an index of 86 vs 106.
A $75,000 salary in Baltimore has equivalent purchasing power to approximately $60,849 in Sioux City, based on the cost of living difference.
Baltimore's housing index is 107 with median homes at $200,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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