Baltimore vs Roanoke
Cost of Living Comparison · 2026
Baltimore
Roanoke
The Verdict
Living in Roanoke costs 30.9% less than Baltimore. To match the purchasing power of a $75,000 salary in Baltimore, you would need $57,311 in Roanoke.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Baltimore has the same purchasing power as $57,311 in Roanoke.
Conversely, $75,000 in Roanoke equals $98,148 in Baltimore.
Living in Baltimore vs Roanoke
Housing Costs
Baltimore's housing index of 107 is higher Roanoke's 57, translating to median home prices of $200,000 vs $225,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,075/mo in Roanoke, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 103 in Baltimore and 97 in Roanoke. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $461/month in Roanoke. Roanoke offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 116 in Roanoke. Monthly utility bills average approximately $440 in Baltimore vs $464 in Roanoke. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Baltimore and 91 in Roanoke. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,164 in Baltimore and $52,700 in Roanoke. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $65,062 respectively. Roanoke residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,230/month in Roanoke. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Roanoke, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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