City Comparison

Baltimore vs North Charleston

Cost of Living Comparison · 2026

Baltimore

Maryland
106
Above Average
$200,000
Median Home
$1,300/mo
Median Rent
$52,164
Median Income

North Charleston

South Carolina
102
Average
$347,000
Median Home
$1,525/mo
Median Rent
$61,400
Median Income

The Verdict

3.9%

Living in North Charleston costs 3.9% less than Baltimore. To match the purchasing power of a $75,000 salary in Baltimore, you would need $72,170 in North Charleston.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Baltimore
102
North Charleston
Groceries
103
Baltimore
101
North Charleston
Utilities
110
Baltimore
120
North Charleston
Transportation
106
Baltimore
91
North Charleston
Healthcare
101
Baltimore
86
North Charleston

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $72,170 in North Charleston.

Conversely, $75,000 in North Charleston equals $77,941 in Baltimore.

Living in Baltimore vs North Charleston

Housing Costs

Baltimore's housing index of 107 is higher North Charleston's 102, translating to median home prices of $200,000 vs $347,000. The $147,000 difference in home prices means roughly $9,552 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,525/mo in North Charleston, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 120 in North Charleston. Monthly utility bills average approximately $440 in Baltimore vs $480 in North Charleston. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Baltimore and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,433/month in North Charleston. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

North Charleston is 3.9% more affordable overall with an index of 102 vs 106.
A $75,000 salary in Baltimore has equivalent purchasing power to approximately $72,170 in North Charleston, based on the cost of living difference.
Baltimore's housing index is 107 with median homes at $200,000, while North Charleston's is 102 with median homes at $347,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases