Side-by-side cost of living comparison for 2026
22% cheaper
Lubbock is 22% more affordable than Baltimore. A $75,000 salary in Baltimore is equivalent to $58,726 in Lubbock.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Maryland salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Baltimore has a housing index of 107 while Lubbock sits at 59 (national average = 100). The median home in Baltimore costs $200,000 compared to $175,000 in Lubbock, a difference of $25,000. Monthly rent follows a similar pattern: $1,300 in Baltimore versus $950 in Lubbock.
Groceries and everyday expenses show a notable difference: Baltimore scores 103 while Lubbock scores 93.
Healthcare costs in Baltimore (101) are higher than Lubbock (90).
Median household income in Baltimore is $52,164 compared to $49,834 in Lubbock. When adjusted for cost of living, income goes further in Lubbock.
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