Baltimore vs Johnson City

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $60,142 in Johnson City.

Conversely, $75,000 in Johnson City equals $93,529 in Baltimore.

Living in Baltimore vs Johnson City

Housing Costs

Baltimore's housing index of 107 is higher Johnson City's 66, translating to median home prices of $200,000 vs $276,000. The $76,000 difference in home prices means roughly $4,944 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,025/mo in Johnson City, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 95 in Johnson City. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $451/month in Johnson City. Johnson City offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 95 in Johnson City. Monthly utility bills average approximately $440 in Baltimore vs $380 in Johnson City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Baltimore and 94 in Johnson City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $55,400 in Johnson City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $65,176 respectively. Johnson City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,293/month in Johnson City. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Johnson City, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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