Baltimore vs Hampton
Cost of Living Comparison · 2026
Baltimore
Hampton
The Verdict
The cost gap between these cities is 20.5%, with Hampton being the more affordable option. A $75,000 income in Baltimore has equivalent purchasing power to $62,264 in Hampton.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Baltimore has the same purchasing power as $62,264 in Hampton.
Conversely, $75,000 in Hampton equals $90,341 in Baltimore.
Living in Baltimore vs Hampton
Housing Costs
Baltimore's housing index of 107 is higher Hampton's 102, translating to median home prices of $200,000 vs $243,000. The $43,000 difference in home prices means roughly $2,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,175/mo in Hampton, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 103 in Baltimore and 94 in Hampton. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $447/month in Hampton. Hampton offers a meaningful advantage on everyday food costs, saving roughly $504/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 102 in Hampton. Monthly utility bills average approximately $440 in Baltimore vs $408 in Hampton. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Baltimore and 106 in Hampton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $52,164 in Baltimore and $59,400 in Hampton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $67,500 respectively. Hampton residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,386/month in Hampton. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Hampton, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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