City Comparison

Baltimore vs Gulfport

Cost of Living Comparison · 2026

Baltimore

Maryland
106
Above Average
$200,000
Median Home
$1,300/mo
Median Rent
$52,164
Median Income

Gulfport

Mississippi
83
Very Affordable
$185,000
Median Home
$1,000/mo
Median Rent
$48,000
Median Income

The Verdict

27.7%

The cost gap between these cities is 27.7%, with Gulfport being the more affordable option. A $75,000 income in Baltimore has equivalent purchasing power to $58,726 in Gulfport.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Baltimore
55
Gulfport
Groceries
103
Baltimore
95
Gulfport
Utilities
110
Baltimore
99
Gulfport
Transportation
106
Baltimore
105
Gulfport
Healthcare
101
Baltimore
98
Gulfport

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $58,726 in Gulfport.

Conversely, $75,000 in Gulfport equals $95,783 in Baltimore.

Living in Baltimore vs Gulfport

Housing Costs

Baltimore's housing index of 107 is higher Gulfport's 55, translating to median home prices of $200,000 vs $185,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,000/mo in Gulfport, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 95 in Gulfport. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $451/month in Gulfport. Gulfport offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 99 in Gulfport. Monthly utility bills average approximately $440 in Baltimore vs $396 in Gulfport. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Baltimore and 98 in Gulfport. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $48,000 in Gulfport. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $57,831 respectively. Gulfport residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,120/month in Gulfport. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Gulfport, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Gulfport is 27.7% more affordable overall with an index of 83 vs 106.
A $75,000 salary in Baltimore has equivalent purchasing power to approximately $58,726 in Gulfport, based on the cost of living difference.
Baltimore's housing index is 107 with median homes at $200,000, while Gulfport's is 55 with median homes at $185,000.

Moving & Relocation Resources

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