Side-by-side cost of living comparison for 2026
8% cheaper
Baltimore is 8% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $69,130 in Baltimore.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Maryland salaries · Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Baltimore has a housing index of 107 while Frisco sits at 142 (national average = 100). The median home in Baltimore costs $200,000 compared to $500,000 in Frisco, a difference of $300,000. Monthly rent follows a similar pattern: $1,300 in Baltimore versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Baltimore scores 103 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Baltimore (101) are higher than Frisco (100). Both are close to the national average.
Median household income in Baltimore is $52,164 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Baltimore.
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