Baltimore vs College Station
Cost of Living Comparison · 2026
Baltimore
College Station
The Verdict
Living in College Station costs 21.8% less than Baltimore. To match the purchasing power of a $75,000 salary in Baltimore, you would need $61,557 in College Station.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Baltimore has the same purchasing power as $61,557 in College Station.
Conversely, $75,000 in College Station equals $91,379 in Baltimore.
Living in Baltimore vs College Station
Housing Costs
Baltimore's housing index of 107 is higher College Station's 82, translating to median home prices of $200,000 vs $314,000. The $114,000 difference in home prices means roughly $7,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,075/mo in College Station, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 103 in Baltimore and 93 in College Station. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $442/month in College Station. College Station offers a meaningful advantage on everyday food costs, saving roughly $564/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 96 in College Station. Monthly utility bills average approximately $440 in Baltimore vs $384 in College Station. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 101 in Baltimore and 90 in College Station. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,164 in Baltimore and $50,900 in College Station. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $58,506 respectively. College Station residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,188/month in College Station. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In College Station, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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