City Comparison

Baltimore vs Casper

Cost of Living Comparison · 2026

Baltimore

Maryland
106
Above Average
$200,000
Median Home
$1,300/mo
Median Rent
$52,164
Median Income

Casper

Wyoming
95
Below Average
$265,000
Median Home
$1,000/mo
Median Rent
$70,200
Median Income

The Verdict

11.6%

Living in Casper costs 11.6% less than Baltimore. To match the purchasing power of a $75,000 salary in Baltimore, you would need $67,217 in Casper.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Baltimore
82
Casper
Groceries
103
Baltimore
96
Casper
Utilities
110
Baltimore
96
Casper
Transportation
106
Baltimore
85
Casper
Healthcare
101
Baltimore
103
Casper

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $67,217 in Casper.

Conversely, $75,000 in Casper equals $83,684 in Baltimore.

Living in Baltimore vs Casper

Housing Costs

Baltimore's housing index of 107 is higher Casper's 82, translating to median home prices of $200,000 vs $265,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,000/mo in Casper, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 96 in Casper. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $456/month in Casper. Casper offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 96 in Casper. Monthly utility bills average approximately $440 in Baltimore vs $384 in Casper. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Baltimore and 103 in Casper. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $70,200 in Casper. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $73,895 respectively. Casper residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,638/month in Casper. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Casper, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Casper is 11.6% more affordable overall with an index of 95 vs 106.
A $75,000 salary in Baltimore has equivalent purchasing power to approximately $67,217 in Casper, based on the cost of living difference.
Baltimore's housing index is 107 with median homes at $200,000, while Casper's is 82 with median homes at $265,000.

Moving & Relocation Resources

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