City Comparison

Baltimore vs Bethlehem

Cost of Living Comparison · 2026

Baltimore

Maryland
106
Above Average
$200,000
Median Home
$1,300/mo
Median Rent
$52,164
Median Income

Bethlehem

Pennsylvania
97
Average
$258,000
Median Home
$1,250/mo
Median Rent
$62,600
Median Income

The Verdict

9.3%

The cost gap between these cities is 9.3%, with Bethlehem being the more affordable option. A $75,000 income in Baltimore has equivalent purchasing power to $68,632 in Bethlehem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
107
Baltimore
110
Bethlehem
Groceries
103
Baltimore
101
Bethlehem
Utilities
110
Baltimore
102
Bethlehem
Transportation
106
Baltimore
103
Bethlehem
Healthcare
101
Baltimore
83
Bethlehem

Salary Equivalence

A $75,000 salary in Baltimore has the same purchasing power as $68,632 in Bethlehem.

Conversely, $75,000 in Bethlehem equals $81,959 in Baltimore.

Living in Baltimore vs Bethlehem

Housing Costs

Baltimore's housing index of 107 is lower Bethlehem's 110, translating to median home prices of $200,000 vs $258,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Baltimore compared to $1,250/mo in Bethlehem, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 103 in Baltimore and 101 in Bethlehem. A household spending the national average of $475/month on groceries would pay approximately $489/month in Baltimore vs $480/month in Bethlehem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Baltimore and 102 in Bethlehem. Monthly utility bills average approximately $440 in Baltimore vs $408 in Bethlehem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Baltimore and 83 in Bethlehem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,164 in Baltimore and $62,600 in Bethlehem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,211 and $64,536 respectively. Bethlehem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,217/month to housing in Baltimore vs $1,461/month in Bethlehem. In Baltimore, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Bethlehem, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Bethlehem is 9.3% more affordable overall with an index of 97 vs 106.
A $75,000 salary in Baltimore has equivalent purchasing power to approximately $68,632 in Bethlehem, based on the cost of living difference.
Baltimore's housing index is 107 with median homes at $200,000, while Bethlehem's is 110 with median homes at $258,000.

Moving & Relocation Resources

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