City Comparison

Bakersfield vs Sterling Heights

Cost of Living Comparison · 2026

Bakersfield

California
101
Average
$310,000
Median Home
$1,200/mo
Median Rent
$57,548
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

3.1%

The cost gap between these cities is 3.1%, with Sterling Heights being the more affordable option. A $75,000 income in Bakersfield has equivalent purchasing power to $72,772 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
96
Bakersfield
87
Sterling Heights
Groceries
100
Bakersfield
99
Sterling Heights
Utilities
106
Bakersfield
102
Sterling Heights
Transportation
109
Bakersfield
107
Sterling Heights
Healthcare
99
Bakersfield
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Bakersfield has the same purchasing power as $72,772 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $77,296 in Bakersfield.

Living in Bakersfield vs Sterling Heights

Housing Costs

Bakersfield's housing index of 96 is higher Sterling Heights's 87, translating to median home prices of $310,000 vs $300,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Bakersfield compared to $1,175/mo in Sterling Heights, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 100 in Bakersfield and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $475/month in Bakersfield vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Bakersfield and 102 in Sterling Heights. Monthly utility bills average approximately $424 in Bakersfield vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Bakersfield and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,548 in Bakersfield and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,978 and $71,531 respectively. Sterling Heights residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,343/month to housing in Bakersfield vs $1,636/month in Sterling Heights. In Bakersfield, median rent of $1,200/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Sterling Heights is 3.1% more affordable overall with an index of 98 vs 101.
A $75,000 salary in Bakersfield has equivalent purchasing power to approximately $72,772 in Sterling Heights, based on the cost of living difference.
Bakersfield's housing index is 96 with median homes at $310,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases