Bakersfield vs Ogden
Cost of Living Comparison · 2026 Data
Bakersfield
Ogden
💡 The Verdict
Ogden is 10% cheaper than Bakersfield overall. A $75,000 salary in Bakersfield is equivalent to $67,574 in Ogden.
Category-by-Category Breakdown
Index values for Bakersfield (left) vs Ogden (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Bakersfield versus Ogden. Differences shown from Bakersfield perspective.
| Item | Bakersfield | Ogden | Difference |
|---|---|---|---|
| 1-Bed Rent | $850/mo | $1,060/mo | $-210.00 |
| 2-Bed Rent | $1,200/mo | $1,420/mo | $-220.00 |
| 3-Bed Rent | $1,580/mo | $1,950/mo | $-370.00 |
| Bread (loaf) | $2.82 | $2.70 | +$0.12 |
| Milk (gallon) | $3.91 | $3.25 | +$0.66 |
| Eggs (dozen) | $2.86 | $2.74 | +$0.12 |
| Coffee (latte) | $5.76 | $5.08 | +$0.68 |
| Gas (gallon) | $3.43 | $3.08 | +$0.35 |
| Restaurant Meal | $17.52 | $12.76 | +$4.76 |
💰 Salary Equivalence
A $75,000 salary in Bakersfield has the same purchasing power as $67,574 in Ogden.
Conversely, $75,000 in Ogden equals $83,242 in Bakersfield.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $1125 difference is driven by California having a higher state income tax rate. California details → · Utah details →
Reading These Numbers: Bakersfield (101) vs Ogden (91)
Bakersfield at 101 is 1% above the US average, while Ogden at 91 is 9% below average. The cost difference between these cities is relatively modest.
In Bakersfield, the composite index of 101 reflects a weighted calculation where housing carries the most influence at 96, followed by groceries (100), utilities (106), transportation (109), and healthcare (99). Costs are fairly balanced across categories.
For renters: With median rents of $1,200/mo in Bakersfield and $1,420/mo in Ogden, the annual rent difference is approximately $2,640.0. Over a 5-year period, that compounds to $13,200.0 in savings by choosing the more affordable city.
For homebuyers: The $15,000.0 difference in median home prices between Bakersfield and Ogden translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Bakersfield vs Ogden
Choosing between Bakersfield and Ogden involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Bakersfield against Ogden, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.