City Comparison

Bakersfield vs Lake Charles

Cost of Living Comparison · 2026

Bakersfield

California
101
Average
$310,000
Median Home
$1,200/mo
Median Rent
$57,548
Median Income

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

The Verdict

20.2%

Living in Lake Charles costs 20.2% less than Bakersfield. To match the purchasing power of a $75,000 salary in Bakersfield, you would need $62,376 in Lake Charles.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
96
Bakersfield
69
Lake Charles
Groceries
100
Bakersfield
96
Lake Charles
Utilities
106
Bakersfield
71
Lake Charles
Transportation
109
Bakersfield
102
Lake Charles
Healthcare
99
Bakersfield
102
Lake Charles

Salary Equivalence

A $75,000 salary in Bakersfield has the same purchasing power as $62,376 in Lake Charles.

Conversely, $75,000 in Lake Charles equals $90,179 in Bakersfield.

Living in Bakersfield vs Lake Charles

Housing Costs

Bakersfield's housing index of 96 is higher Lake Charles's 69, translating to median home prices of $310,000 vs $149,000. The $161,000 difference in home prices means roughly $10,464 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Bakersfield compared to $925/mo in Lake Charles, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 100 in Bakersfield and 96 in Lake Charles. A household spending the national average of $475/month on groceries would pay approximately $475/month in Bakersfield vs $456/month in Lake Charles. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 106 in Bakersfield and 71 in Lake Charles. Monthly utility bills average approximately $424 in Bakersfield vs $284 in Lake Charles. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Bakersfield and 102 in Lake Charles. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,548 in Bakersfield and $59,200 in Lake Charles. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,978 and $70,476 respectively. Lake Charles residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,343/month to housing in Bakersfield vs $1,381/month in Lake Charles. In Bakersfield, median rent of $1,200/mo fits within this budget. In Lake Charles, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 20.2% more affordable overall with an index of 84 vs 101.
A $75,000 salary in Bakersfield has equivalent purchasing power to approximately $62,376 in Lake Charles, based on the cost of living difference.
Bakersfield's housing index is 96 with median homes at $310,000, while Lake Charles's is 69 with median homes at $149,000.

Moving & Relocation Resources

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