Side-by-side cost of living comparison for 2026
12% cheaper
Bakersfield is 12% more affordable than Frisco. A $75,000 salary in Frisco is equivalent to $65,870 in Bakersfield.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: California salaries ยท Texas salaries
Housing is typically the biggest factor in any cost-of-living comparison. Bakersfield has a housing index of 96 while Frisco sits at 142 (national average = 100). The median home in Bakersfield costs $310,000 compared to $500,000 in Frisco, a difference of $190,000. Monthly rent follows a similar pattern: $1,200 in Bakersfield versus $1,900 in Frisco.
Groceries and everyday expenses show a narrower gap: Bakersfield scores 100 while Frisco scores 99. Both cities are close to the national average for grocery costs.
Healthcare costs in Bakersfield (99) are lower than Frisco (100). Both are close to the national average.
Median household income in Bakersfield is $57,548 compared to $126,048 in Frisco. When adjusted for cost of living, income goes further in Bakersfield.
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