Aurora vs Clearwater
Cost of Living Comparison · 2026
Aurora
Clearwater
The Verdict
Clearwater is 20.4% less expensive than Aurora overall. A household earning $75,000 in Aurora would need approximately $62,298 in Clearwater to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Aurora has the same purchasing power as $62,298 in Clearwater.
Conversely, $75,000 in Clearwater equals $90,291 in Aurora.
Living in Aurora vs Clearwater
Housing Costs
Aurora's housing index of 174 is higher Clearwater's 115, translating to median home prices of $410,000 vs $385,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Aurora compared to $1,625/mo in Clearwater, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 102 in Aurora and 102 in Clearwater. A household spending the national average of $475/month on groceries would pay approximately $485/month in Aurora vs $485/month in Clearwater. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 87 in Aurora and 101 in Clearwater. Monthly utility bills average approximately $348 in Aurora vs $404 in Clearwater. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 119 in Aurora and 92 in Clearwater. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $84,300 in Aurora and $66,400 in Clearwater. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,984 and $64,466 respectively. Aurora residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,967/month to housing in Aurora vs $1,549/month in Clearwater. In Aurora, median rent of $1,750/mo fits within this budget. In Clearwater, median rent of $1,625/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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