City Comparison

Augusta vs Wilmington

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

13.6%

Living in Augusta costs 13.6% less than Wilmington. To match the purchasing power of a $75,000 salary in Augusta, you would need $86,798 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
108
Wilmington
Groceries
99
Augusta
101
Wilmington
Utilities
108
Augusta
94
Wilmington
Transportation
102
Augusta
99
Wilmington
Healthcare
114
Augusta
106
Wilmington

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $86,798 in Wilmington.

Conversely, $75,000 in Wilmington equals $64,806 in Augusta.

Living in Augusta vs Wilmington

Housing Costs

Augusta's housing index of 72 is lower Wilmington's 108, translating to median home prices of $250,000 vs $320,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,400/mo in Wilmington, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 94 in Wilmington. Monthly utility bills average approximately $432 in Augusta vs $376 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $47,021 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,130/month in Wilmington. In Augusta, median rent of $950/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 13.6% more affordable overall with an index of 89 vs 103.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $86,798 in Wilmington, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

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