City Comparison

Augusta vs Rockford

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

12.7%

Living in Rockford costs 12.7% less than Augusta. To match the purchasing power of a $75,000 salary in Augusta, you would need $66,573 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
52
Rockford
Groceries
99
Augusta
99
Rockford
Utilities
108
Augusta
92
Rockford
Transportation
102
Augusta
101
Rockford
Healthcare
114
Augusta
106
Rockford

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $66,573 in Rockford.

Conversely, $75,000 in Rockford equals $84,494 in Augusta.

Living in Augusta vs Rockford

Housing Costs

Augusta's housing index of 72 is higher Rockford's 52, translating to median home prices of $250,000 vs $155,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $950/mo in Rockford, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 92 in Rockford. Monthly utility bills average approximately $432 in Augusta vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,244/month in Rockford. In Augusta, median rent of $950/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 12.7% more affordable overall with an index of 79 vs 89.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $66,573 in Rockford, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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