Augusta vs Phoenix
Cost of Living Comparison · 2026 Data
Augusta
Phoenix
💡 The Verdict
Augusta is 0% cheaper than Phoenix overall. A $75,000 salary in Augusta is equivalent to $75,000 in Phoenix.
Category-by-Category Breakdown
Index values for Augusta (left) vs Phoenix (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Augusta versus Phoenix. Differences shown from Augusta perspective.
| Item | Augusta | Phoenix | Difference |
|---|---|---|---|
| 1-Bed Rent | $790/mo | $1,000/mo | $-210.00 |
| 2-Bed Rent | $1,110/mo | $1,400/mo | $-290.00 |
| 3-Bed Rent | $1,520/mo | $1,860/mo | $-340.00 |
| Bread (loaf) | $2.64 | $2.60 | +$0.04 |
| Milk (gallon) | $3.61 | $3.75 | $-0.14 |
| Eggs (dozen) | $3.55 | $3.26 | +$0.29 |
| Coffee (latte) | $5.72 | $6.48 | $-0.76 |
| Gas (gallon) | $3.49 | $3.31 | +$0.18 |
| Restaurant Meal | $16.49 | $15.67 | +$0.82 |
💰 Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $75,000 in Phoenix.
Conversely, $75,000 in Phoenix equals $75,000 in Augusta.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $2250 difference is driven by Maine having a higher state income tax rate. Maine details → · Arizona details →
Reading These Numbers: Augusta (100) vs Phoenix (100)
Augusta at 100 is 0% below the US average, while Phoenix at 100 is 0% below average. The cost difference between these cities is relatively modest.
In Augusta, the composite index of 100 reflects a weighted calculation where housing carries the most influence at 86, followed by groceries (98), utilities (102), transportation (105), and healthcare (103). Costs are fairly balanced across categories.
For renters: With median rents of $1,110/mo in Augusta and $1,400/mo in Phoenix, the annual rent difference is approximately $3,480.0. Over a 5-year period, that compounds to $17,400.0 in savings by choosing the more affordable city.
For homebuyers: The $74,000.0 difference in median home prices between Augusta and Phoenix translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Augusta vs Phoenix
Choosing between Augusta and Phoenix involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
The cost gap between Augusta and Phoenix reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.