Augusta vs Philadelphia
Cost of Living Comparison · 2026
Augusta
Philadelphia
The Verdict
Augusta is 16.0% less expensive than Philadelphia overall. A household earning $75,000 in Augusta would need approximately $89,326 in Philadelphia to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Augusta has the same purchasing power as $89,326 in Philadelphia.
Conversely, $75,000 in Philadelphia equals $62,972 in Augusta.
Living in Augusta vs Philadelphia
Housing Costs
Augusta's housing index of 72 is lower Philadelphia's 107, translating to median home prices of $250,000 vs $240,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,400/mo in Philadelphia, a monthly difference of $450.
Grocery & Food Costs
Grocery expenses index at 99 in Augusta and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $494/month in Philadelphia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 113 in Philadelphia. Monthly utility bills average approximately $432 in Augusta vs $452 in Philadelphia. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 114 in Augusta and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,200 in Augusta and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $46,346 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,146/month in Philadelphia. In Augusta, median rent of $950/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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