City Comparison

Augusta vs Paterson

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Paterson

New Jersey
125
Expensive
$360,000
Median Home
$1,450/mo
Median Rent
$56,000
Median Income

The Verdict

28.8%

Living in Augusta costs 28.8% less than Paterson. To match the purchasing power of a $75,000 salary in Augusta, you would need $105,337 in Paterson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
137
Paterson
Groceries
99
Augusta
106
Paterson
Utilities
108
Augusta
111
Paterson
Transportation
102
Augusta
105
Paterson
Healthcare
114
Augusta
112
Paterson

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $105,337 in Paterson.

Conversely, $75,000 in Paterson equals $53,400 in Augusta.

Living in Augusta vs Paterson

Housing Costs

Augusta's housing index of 72 is lower Paterson's 137, translating to median home prices of $250,000 vs $360,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,450/mo in Paterson, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 106 in Paterson. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $504/month in Paterson. Augusta offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 111 in Paterson. Monthly utility bills average approximately $432 in Augusta vs $444 in Paterson. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 114 in Augusta and 112 in Paterson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $56,000 in Paterson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $44,800 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,307/month in Paterson. In Augusta, median rent of $950/mo fits within this budget. In Paterson, median rent of $1,450/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 65 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 28.8% more affordable overall with an index of 89 vs 125.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $105,337 in Paterson, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Paterson's is 137 with median homes at $360,000.

Moving & Relocation Resources

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