City Comparison

Augusta vs Norfolk

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

10.1%

The cost gap between these cities is 10.1%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $83,427 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
95
Norfolk
Groceries
99
Augusta
99
Norfolk
Utilities
108
Augusta
97
Norfolk
Transportation
102
Augusta
100
Norfolk
Healthcare
114
Augusta
99
Norfolk

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $83,427 in Norfolk.

Conversely, $75,000 in Norfolk equals $67,424 in Augusta.

Living in Augusta vs Norfolk

Housing Costs

Augusta's housing index of 72 is lower Norfolk's 95, translating to median home prices of $250,000 vs $250,000. The $0 difference in home prices means roughly $0 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,300/mo in Norfolk, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $470/month in Norfolk. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 97 in Norfolk. Monthly utility bills average approximately $432 in Augusta vs $388 in Norfolk. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $52,463 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,212/month in Norfolk. In Augusta, median rent of $950/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 10.1% more affordable overall with an index of 89 vs 99.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $83,427 in Norfolk, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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