Augusta vs Naples

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $107,865 in Naples.

Conversely, $75,000 in Naples equals $52,148 in Augusta.

Living in Augusta vs Naples

Housing Costs

Augusta's housing index of 72 is lower Naples's 180, translating to median home prices of $250,000 vs $520,000. The $270,000 difference in home prices means roughly $17,556 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $2,100/mo in Naples, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $504/month in Naples. Augusta offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 96 in Naples. Monthly utility bills average approximately $432 in Augusta vs $384 in Naples. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $56,389 respectively. Augusta residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,684/month in Naples. In Augusta, median rent of $950/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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