City Comparison

Augusta vs Mumbai

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Mumbai

India
33
Very Affordable
$165,000
Median Home
$475/mo
Median Rent
$9,500
Median Income

The Verdict

169.7%

The cost gap between these cities is 169.7%, with Mumbai being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $27,809 in Mumbai.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
30
Mumbai
Groceries
99
Augusta
28
Mumbai
Utilities
108
Augusta
18
Mumbai
Transportation
102
Augusta
22
Mumbai
Healthcare
114
Augusta
18
Mumbai

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $27,809 in Mumbai.

Conversely, $75,000 in Mumbai equals $202,273 in Augusta.

Living in Augusta vs Mumbai

Housing Costs

Augusta's housing index of 72 is higher Mumbai's 30, translating to median home prices of $250,000 vs $165,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $475/mo in Mumbai, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 28 in Mumbai. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $133/month in Mumbai. Mumbai offers a meaningful advantage on everyday food costs, saving roughly $4044/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 18 in Mumbai. Monthly utility bills average approximately $432 in Augusta vs $72 in Mumbai. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 18 in Mumbai. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 96-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $9,500 in Mumbai. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $28,788 respectively. Augusta residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $222/month in Mumbai. In Augusta, median rent of $950/mo fits within this budget. In Mumbai, median rent of $475/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 96 index points — focus your budget analysis there.

Frequently Asked Questions

Mumbai is 169.7% more affordable overall with an index of 33 vs 89.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $27,809 in Mumbai, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Mumbai's is 30 with median homes at $165,000.

Moving & Relocation Resources

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