City Comparison

Augusta vs Montpelier

Cost of Living Comparison · 2026

Augusta

Maine
89
Below Average
$250,000
Median Home
$950/mo
Median Rent
$56,200
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

23.9%

The cost gap between these cities is 23.9%, with Augusta being the more affordable option. A $75,000 income in Augusta has equivalent purchasing power to $98,596 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
Augusta
131
Montpelier
Groceries
99
Augusta
104
Montpelier
Utilities
108
Augusta
123
Montpelier
Transportation
102
Augusta
107
Montpelier
Healthcare
114
Augusta
107
Montpelier

Salary Equivalence

A $75,000 salary in Augusta has the same purchasing power as $98,596 in Montpelier.

Conversely, $75,000 in Montpelier equals $57,051 in Augusta.

Living in Augusta vs Montpelier

Housing Costs

Augusta's housing index of 72 is lower Montpelier's 131, translating to median home prices of $250,000 vs $375,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Augusta compared to $1,400/mo in Montpelier, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 99 in Augusta and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $470/month in Augusta vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Augusta and 123 in Montpelier. Monthly utility bills average approximately $432 in Augusta vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Augusta and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,200 in Augusta and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,146 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,311/month to housing in Augusta vs $1,927/month in Montpelier. In Augusta, median rent of $950/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Augusta is 23.9% more affordable overall with an index of 89 vs 117.
A $75,000 salary in Augusta has equivalent purchasing power to approximately $98,596 in Montpelier, based on the cost of living difference.
Augusta's housing index is 72 with median homes at $250,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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